Find Your Perfect Home Loan in the Philippines
We connect you with top Philippine banks to secure the best home loan rates, for free. Your dream home is closer than you think.
How It Works
A simple, transparent, and efficient path to your new home.
Submit Your Application
Fill out our simple and secure online form with your details in minutes.
We Find The Best Rates
Our experts analyze your profile and match you with the best loan options from our partner banks.
Get Approved
Receive your loan approval and take the final step towards owning your dream home.
Compare Top Home Loan Rates
We partner with leading banks to bring you competitive rates and terms.
| Bank | Interest Rate | Max Loan Term | Processing Fee | Notes |
|---|---|---|---|---|
 | 6.25% 1 Year Fixed | 20 Years | ₱20,000 | Waived fees for preferred clients |
 | 6.50% 3 Years Fixed | 25 Years | ₱25,000 | Fast approval process |
 | 6.75% 5 Years Fixed | 25 Years | 1% of loan amount | Flexible payment options |
 | 7.00% 5 Years Fixed | 20 Years | ₱30,000 | High loanable amounts |
*Rates are indicative and subject to change without prior notice. Final terms are subject to bank approval.
Accredited by Top Banks in the Nation
Trusted by Filipinos Everywhere
See what our happy clients have to say about their experience.
Jun P.
New Homeowner
"Sulit Rate made the entire loan process so much easier. Their team was responsive and helped me get a fantastic rate I couldn't find on my own. Highly recommended!"
Lim S.
OFW Client
"As an OFW, applying for a loan was daunting. Sulit Rate simplified everything, from requirements to submission. I felt supported every step of the way."
Gael L.
First-time Buyers
"We thought owning a home was just a dream. Thanks to Sulit Rate, we found a loan that fit our budget. Their service is a blessing for Filipino families."
About Sulit Rate
Sulit Rate is a premier home loan brokerage firm in the Philippines, dedicated to simplifying the mortgage process for every Filipino. Our mission is to provide a seamless, transparent, and free service that empowers you to make informed financial decisions.
With full accreditation from the country's leading banks and a valid brokerage license, we operate with the highest standards of integrity and professionalism. We don't just find you a loan; we find you a home.
Licensed Brokerage
Fully compliant and registered.
Client-Focused
Your needs are our top priority.
Absolutely Free
No hidden charges or fees for our service.
Dream Home Experts
Guiding you to your future home.
Ready to Start Your Journey?
Let us handle the complexities of finding a home loan, so you can focus on what matters most—your future home.